If you’re wondering about GST/HST refund dates June 2025, the important news is that there are no GST/HST credit payments scheduled for June 2025. The Canada Revenue Agency (CRA) operates on a quarterly payment system, meaning benefits are distributed four times per year rather than monthly.
The Canada Revenue Agency usually sends the GST/HST credit payments on the fifth day of July, October, January, and April. This quarterly schedule has been consistent, helping millions of Canadians with low and modest incomes offset the costs of goods and services tax they pay throughout the year.
Complete 2025 GST/HST Payment Schedule
Understanding the full payment schedule helps you plan your finances effectively. The GST/HST credit payment dates for the 2024 tax year are: January 3, 2025, April 4, 2025, July 4, 2025, and October 3, 2025.
The specific dates for 2025 are:
- January 3, 2025 (already issued)
- April 4, 2025 (already issued)
- July 4, 2025 (upcoming with increased amounts)
- October 3, 2025 (final payment of current cycle)
Why Payment Dates Vary
When the 5th falls on a Saturday, a Sunday, or a federal statutory holiday, the payment will be made on the last business day before the 5th. This explains why some payments occur on the 3rd or 4th rather than the traditional 5th of the month.
Significant Changes Coming July 2025
The July 4, 2025 payment marks a significant transition in the GST/HST credit system. GST/HST Credit will increase by 2.7% in July 2025. This increase reflects the CRA’s annual adjustment for inflation and cost-of-living changes.
More importantly, GST/HST credit payments calculated on the 2024 tax return will start being issued in July 2025, which is the beginning of the payment period. This means your July 2025 payment will be based on your 2024 income tax return rather than your 2023 return.
Maximum Payment Amounts for 2025-2026
The payment amounts you can expect starting July 2025 depend on your family situation and income level. For the 2024 base year (payment period from July 2025 to June 2026), you could get up to the following maximum annual amounts:
Individual and Family Maximums
- Single person with no children: Up to $533 annually (approximately $133 per quarter)
- Married or common-law couple: Up to $698 annually (approximately $175 per quarter)
- Per child under 19: Up to $184 annually (approximately $46 per quarter)
These amounts represent the maximum possible payments. The credit is phased out as your income approaches the upper threshold for your family status. For example, a single individual with an adjusted family net income of $30,000 may receive a partial credit, while someone earning below $27,000 could receive the full amount.
Eligibility Requirements for GST/HST Credit
To qualify for GST/HST credit payments, you must meet specific criteria that the CRA strictly enforces:
Basic Eligibility Criteria
To be eligible, you must be a resident of Canada for income tax purposes in the month before and at the start of the month when the CRA issues the payment. Additionally, you must be at least 19 years old or meet special conditions if under 19, such as having a spouse or child.
Income Thresholds
The GST/HST credit is designed for low and moderate-income Canadians. Single individuals making $52,255 or more (before tax) are not entitled to the credit. A married couple with four children cannot exceed an annual net income of $69,015. These thresholds ensure the benefit reaches those who need it most.
Tax Filing Requirement
You must have filed your 2024 tax return, even with no income. This requirement often catches people off guard, especially students, newcomers, and seniors who assume zero income excludes them. The CRA needs your return to assess your net family income and determine your payment amount.
Special Provisions for Small Payments
If your GST/HST credit calculated in July 2025 is less than $50 per quarter, the CRA will pay you for the entire payment period in July 2025. This consolidation reduces administrative costs and provides recipients with a single, more meaningful payment.
How to Receive Your GST/HST Credit
Direct Deposit vs. Cheque
If you’ve set up direct deposit with your online bank, then it should be easy. In your bank account, it’ll appear as “GST/HST tax credit” or “Canada FPT” (which stands for Federal-Provincial-Territorial).
Direct deposit offers several advantages:
- Payments arrive faster
- No risk of lost or stolen cheques
- Automatic processing on payment dates
If you prefer cheques, the CRA will send yours out, but keep in mind it’ll take a bit longer to reach you. Plan on waiting up to 10 business days after the payment date before it lands in your mailbox.
Setting Up Direct Deposit
You can set up direct deposit through your CRA My Account online. Most major banks also allow you to establish this service through their online banking platforms, making the process convenient and secure.
What to Do If Your Payment Doesn’t Arrive
If you do not receive your GST/HST credit payment on the expected payment date, please wait 10 working days before you contact us. This waiting period accounts for processing delays and postal delivery times.
If your payment still hasn’t arrived after 10 business days:
- Check your CRA My Account for payment status
- Verify your banking information is current
- Contact the CRA at 1-800-387-1193 for assistance
Impact of Life Changes on Your Payments
Several life events can trigger recalculation of your GST/HST credit:
Family Status Changes
- Marriage or divorce
- Birth or adoption of a child
- Changes in custody arrangements
- Death of a spouse or dependent
Financial Changes
- Significant income increases or decreases
- Employment status changes
- Receipt of other government benefits
It’s always a good idea to contact the CRA as soon as these life changes occur, so they can keep accurate records and review and reevaluate your GST/HST payments.
Provincial and Territorial Benefits
Some provinces and territories have programs related to the GST/HST credit. You don’t need to apply for these benefits because you’ll automatically get them if you’re eligible for the GST/HST credit. These additional benefits are typically included in your quarterly GST/HST credit payments, providing extra support based on your province of residence.
Newcomers to Canada
New residents face special requirements for GST/HST credit eligibility. Newcomers to Canada, including international students, work permit holders, and refugees, are eligible for the GST/HST credit, but they must apply manually in their first year.
Newcomers must submit specific forms:
- Form RC151 for individuals without children
- Form RC66 for those with children
Tax-Free Benefit Status
The GST/HST credit is non-taxable. So you don’t have to claim it on your return come tax time. This tax-free status means you keep every dollar received, making it particularly valuable for budget planning and financial stability.
Planning Your Finances Around GST/HST Payments
Understanding the payment schedule helps with financial planning. Since payments are quarterly rather than monthly, many Canadians use these payments for:
- Seasonal expenses like back-to-school shopping
- Quarterly bill payments
- Emergency fund contributions
- Debt reduction strategies
Checking Your Payment Amount
You can also use the child and family benefits calculator to get an estimate of your GST/HST credit. This online tool, available on the CRA website, provides personalized estimates based on your specific family and income situation.
Looking Ahead
While there are no GST/HST payments in June 2025, the upcoming July 4, 2025 payment brings significant improvements with a 2.7% increase and transition to 2024 tax year calculations. Understanding the quarterly payment schedule, eligibility requirements, and application processes ensures you receive your full entitlement to this valuable tax-free benefit.
Stay informed about payment dates, keep your CRA information current, and file your annual tax returns to maintain eligibility for this essential financial support program.
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